Table of Contents
Acknowledgement 4
Abstract 5
1) Introduction 6
a) Background of the Study 6
b) Research Question 7
c) Aim of Research 7
2) Methodological Approach 8
a) Research Strategy 8
i. Purpose of Study 8
ii. Unit of analysis 8
iii. Mode of Observation 8
iv. Sampling Design 8
3) Literature Review & Theoretical Framework 10
a) What is Microfinance? 10
b) Goals and Key Principles of microfinance 12
c) Challenges facing microfinance industry in Pakistan 15
d) Difference between commercial banks & MFI‘s economic activity 16
e) What is Microcredit? 17
f) Difference between Microfinance & Microcredit 20
g) 10 tips to help improve in lending intelligence 20
h) Principles for sustainable microlending 22
i) Poverty alleviation, microcredit and its impact in Pakistan 23
j) Introduction of microlending methodologies 24
k) Steps to becoming loaner 24
l) Common Microcredit methods 25
m) Comparative study of lending methodologies special in Pakistan 30
i. Grameen Model 30
ii. Banco-sol Progressive Model 32
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